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FHA Loans |
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An FHA loan is the easiest way to qualify for home buying AND refinancing. |
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PFG Mortgage Center is an approved FHA lender and our clients love the low fixed rates and security of a government-insured loan. Our mortgage application and processing uses exclusive technology that cuts the headaches out of getting an FHA loan. |
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You can refinance up to 97.75% of your home’s value. FHA cash-out refinance loans allow you to take out up to 85% of your home’s value. |
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Refinance your FHA loan and get a lower mortgage rate and payment with an FHA Streamline – even if you owe more on your home than it’s worth. |
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Refinance up to 97.75% of your home value. Or, refinance up to 85% to take cash out and pay down debt. |
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Buying a home? Your down payment can be as low as 3.5% of the price of the home. |
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FHA also allows seller concessions up to 6% of your home purchase price. |
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Talk with a Mortgage Specialist Now at 1-800-895-1843 or fill out the short form on the right to get started! |
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Why Should You Choose PFG Mortgage Center? |
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When it comes to your finances, you know the mortgage company you choose is important… and we couldn’t agree more! |
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Our clients are our top priority. We strive to bring you the best service in the industry, and promise to make this your best mortgage experience ever. |
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When you work with us, you’re dealing with an experienced, reputable company. Check out our testimonials (link) section to find out what other families like yours have to say about our service. Our state of the art technology allows us to process your loan in as little as two weeks. Our dedication to customer service ensures your experience will be smooth, efficient, and informative. Contact us, or stop by today to find out why we think you’re #1!! |
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FHA Loan: The payment on a $203,000, 30-year fixed rate loan at 4.625% and 70% loan-to-value (LTV) is $1128.28 with 2 Points due at closing. Payment includes a one time upfront mortgage insurance premium (MIP) at 2.25% of the base loan amount and a monthly MIP calculated at 0.50% of the base loan amount. The 0.50% monthly MIP will be paid until the loan reaches 78% LTV, provided the MIP has been paid for a minimum of 5 years. Thereafter, the monthly loan payment will consist of equal monthly principal and interest payments only until the end of the loan. Payment does not include taxes and insurance. Some state and county maximum loan amount restrictions may apply. The Annual Percentage Rate (APR) is 4.843%. |
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Equal Housing Lender. Licensed Lender with the New Jersey Department of Banking and Insurance. Licensed Lender with the Pennsylvania Department of Banking. Licensed by the Virginia State Corporation Commission (License number MC-4862).